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Health Insurance
- Highmark Blue Cross Blue Shield 1-800-472-1506 or www.highmarkbcbs.com
- HR
Contact: Rachel Funk ext. 5673
- Eligible the 1st of the month
following date of hire (must enroll w/in 30 days from date
of hire)
- Open enrollment is each May with a July 1 effective
date
Benefit Summary effective 7/1/07
| Benefit Type |
Option 1 * |
Option 2* |
| Office Visit Copay |
$20 |
$20/$30 |
| Annual Deductible |
$250 ($500 for family) |
$500 ($1,000 for family) |
| Maximum Out-of-Pocket |
$500 ($1,000 for family) |
$1,000 ($2,000 for family) |
| Hospital Care |
100% at Saint Vincent
90% after $250 deductible at other Network hospitals |
100% at Saint Vincent
80% after $250 deductible at other Network hospitals |
| Emergency Care |
$50 copay (waived if admitted) |
$100 copay (waived if admitted) |
| Outpatient Surgery |
100% at Saint Vincent |
90% after $250 deductible at
other Network hospitals |
| Lab, X-Ray and other tests |
100% at Saint Vincent or any network non-hospital provider |
100% at Saint Vincent or any network non-hospital provider |
| Home Health Care |
100% |
100% |
| Chiropractic Care |
$20 copay |
$30 copay |
| Ambulance |
100% |
100% |
| Pharmacy |
Option 1 |
Option 2 |
| Rx Copay (31-day supply) |
$5/$35/$50 |
$5/$35/$50 after $100 deductible |
*The copays, deductibles, and coinsurance apply to services through a Highmark provider (in network). There is also coverage for out-of-network providers with higher deductible and coinsurance. Contact Human Resources for additional information.
July 1, 2007 Employer Monthly Premium |
Option 1 |
Option 2 |
Employee |
$270.88 |
$249.53 |
Two-Party |
$718.68 |
$662.04 |
Family |
$827.03 |
$761.85 |
Employee Biweekly Rates
Single |
|
|
Full-time |
Part-time |
|
Hourly rate |
Option 1 |
Option 2 |
Option 1 |
Option 2 |
|
Less than $13 |
15.00 |
8.71 |
26.85 |
13.43 |
|
$13 - $24 |
12.00 |
16.00 |
30.00 |
20.00 |
|
More than $24 |
26.00 |
22.00 |
35.00 |
25.00 |
|
|
|
|
|
|
|
|
Full-time |
Part-time |
|
Hourly rate |
Option 1 |
Option 2 |
Option 1 |
Option 2 |
Two Person |
More than 5 years of service |
Less than $13 |
29.42 |
16.35 |
57.38 |
28.69 |
$13 - $24 |
40.00 |
25.00 |
65.00 |
42.00 |
More than $24 |
48.00 |
30.00 |
75.00 |
55.00 |
|
|
|
|
|
|
|
|
Full-time |
Part-time |
|
Hourly rate |
Option 1 |
Option 2 |
Option 1 |
Option 2 |
Less than 5 years of service |
Less than $13 |
51.13 |
28.41 |
105.62 |
52.81 |
$13 - $24 |
60.00 |
35.00 |
112.00 |
87.00 |
More than $24 |
68.00 |
53.00 |
122.00 |
100.00 |
|
|
|
|
|
|
Family |
|
|
Full-time |
Part-time |
|
Hourly rate |
Option 1 |
Option 2 |
Option 1 |
Option 2 |
More than 5 years of service |
Less than $13 |
32.75 |
18.20 |
64.78 |
32.39 |
$13 - $24 |
46.00 |
29.00 |
78.00 |
50.00 |
More than $24 |
55.00 |
35.00 |
89.00 |
65.00 |
|
|
|
|
|
|
|
|
Full-time |
Part-time |
|
Hourly rate |
Option 1 |
Option 2 |
Option 1 |
Option 2 |
Less than 5 years of service |
Less than $13 |
55.72 |
30.96 |
115.82 |
57.91 |
$13 - $24 |
68.00 |
40.00 |
130.00 |
100.00 |
More than $24 |
81.00 |
60.00 |
140.00 |
115.00 |
Flex and Per diem are also eligible for coverage, but must pay monthly by check
Option 1: 203.16(Single), 539.04(Two person), and 620.27(Family)
Option 2: 162.53(Single), 431.21(Two person), and 496.22(Family)
Dental Insurance
- Benefit Administrators, Inc. (BAI) 454-0167 or www.hbkw.net
- HR Contact: Rachel Funk ext. 5673
- Eligible the 1st of the month following date of hire (must enroll
w/in 60 days from date of hire)
- Open Enrollment is each May with a July 1 effective date
| Preventive Services |
100% of U&C |
| Basic Services |
80% of U&C |
| Major |
50% of U&C after $25 annual deductible |
| Annual Maximum |
$1,000 per person per calendar year |
| Orthodontics |
50% of U&C after $25 deduction up to $1,000 max |
Employee Biweekly Costs
Scheduled
Hours |
Single |
Two Person |
Family |
| 70-80 |
1.40 |
10.74 |
15.34 |
| 64-69 |
2.01 |
12.88 |
18.42 |
| 56-63 |
3.00 |
13.97 |
19.93 |
| 48-55 |
4.00 |
15.04 |
21.46 |
| 40-47 |
4.99 |
16.11 |
23.00 |
| 32-39 |
5.99 |
17.19 |
24.54 |
| 24-31 |
6.98 |
18.26 |
26.08 |
| 16-23 |
7.98 |
19.12 |
27.60 |
Flex and Per diem are also eligible for coverage, but must pay
monthly by check ($20.95 for Single, $42.29 for Two Person, and $61.32 for Family)
Vision
- Employees can purchase voluntary vision coverage through Davis
Vision www.davisvision.com, or 1-877-923-2847 (code 5289)
- HR Contact: Rachel Funk ext. 5673 or Nicole Shaffer at Vicary
Insurance with questions 459-3407 x 209
- Enrollment packets are available in human resources
| Benefit |
In-Network Coverage |
Out-of-Network Reimbursement |
| Eye Exam and Refraction |
Paid-in-full |
$32 |
| Eyeglass Lenses – Single Vision |
Paid-in-full |
$25 |
| Contact Lenses standard per pair |
Paid-in-full |
$48 |
| Tints and Coatings |
10% discount |
Not covered |
- Premium payments are deducted biweekly
| Single |
$2.76 |
| Two Person |
$4.96 |
| Family |
$7.72 |
Flexible Benefits Plan
(flex and per diem are not eligible)
- Beneflex at 453-3107 or fax 455-4798 www.mbicard.com
- The web site allows you to view your account and monitor your
remaining balance
- HR Contact: Carolyn Arneman ext. 5648
- Allows you to pay expenses with pretax dollars
- Premium Conversion Plan – medical & dental premium
- Medical Reimbursement Plan – medical, dental, and vision
expenses ($3,000 max)
- Dependent Care Reimbursement Plan – day care expenses
($5,000 max)
COBRA
- Consolidated Omnibus Budget Reconciliation Act (COBRA)
- If your insurance terminates, you can continue coverage for at
least 18 months paying the following monthly rates:
|
Single |
Two Person |
Family |
|
Option 1 |
Option 2 |
Option 1 |
Option 2 |
Option 1 |
Option 2 |
Health Rates |
276.30 |
254.52 |
733.05 |
675.28 |
843.57 |
777.09 |
Dental Rates |
21.73 |
21.37 |
43.14 |
43.14 |
62.55 |
62.55 |
Vision |
6.09 |
6.09 |
10.97 |
10.97 |
17.07 |
17.07 |
Life Insurance
(must work 1 year at 40 hours per pay)
- ING
- HR Contact: Carolyn Arneman ext. 5648
- Eligible after 1 year of employment and if you work at least 40
hours per pay
- No cost to the associate
- Benefit equals 1 times salary
- Eligible associates can purchase additional life insurance for
themselves, their spouse, or their children by contacting National Benefits Partner at 1-800-583-1571
Long Term Disability
(must be full time for 3 consecutive years)
- Aetna
- HR Contact: Carolyn Arneman ext. 5648
- Eligible after 3 years of full time employment
- No cost to the associate
- Benefit equals up to 60% of your income up to a maximum of $5,500
per month
- Benefit begins after 180 days of total disability
Workers Compensation
- HR Contact: Sandie Freeman ext. 5645
- If you are injured on the job:
- Notify your supervisor
- Report to Associate Health on 2 NADCO
- If follow-up is necessary, associate should be referred to one
of the physicians designated by Saint Vincent
Social Security
Associates and Saint Vincent pay taxes for Social Security and
Medicare called FICA. In 2007 you pay 6.20% for social security and 1.45% for Medicare. For questions
regarding Social Security and your available benefits go to www.socialsecurity.gov.
Pension Plan – Defined Benefit
(must work 1,000 hours in
one year)
- For Health Center, Millcreek Family Practice, and Medical Group
staff
- HR Contact: Carolyn Arneman ext. 5648
- Participant after 1 year of employment as long as you worked 1,000
hours
- No cost to the associate
- 5 year vesting
- Full Monthly benefit = 25% x avg.monthly earnings (need 25 years
of credited service and must work until age 65)
- Proportionate benefit if less than 25 years and if leaving prior
to age 65
Pension Plan – Defined Contributions
(must work 1,000 hours
in one year)
- For Home Care, Surgery Center, Rehab Solutions, and Clinical Services,
Inc.
- HR Contact: Carolyn Arneman ext. 5648
- Contact Diversified Investment Advisors, 1-800-755-5801 or www.divinvest.com to enroll or make changes
- Participant after 1 year of employment as long as you worked 1,000
hours
- No cost to the associate
- 5 year vesting
- 4.5% of compensation contributed monthly
- Investment options through Diversified Investments
403(b) Plan
- For Health Center, Home Care, Millcreek Family Practice, and Medical
Group staff
- Contact Diversified Investment Advisors, 1-800-755-5801 or www.divinvest.com to enroll or make changes
- HR Contact: Carolyn Arneman ext. 5648
- Immediate eligibility
- Can contribute $5 per pay minimum up to $15,500 per calendar year
maximum ($20,500 if you are age 50 or over) for 2007
401(k) Plan
- For Clinical Services, Inc., Surgery Center, and Rehab Solutions
- Contact Diversified Investment Advisors, 1-800-755-5801or www.divinvest.com to enroll or make changes
- HR Contact: Carolyn Arneman ext. 5648
- Immediate eligibility
- Can contribute $5 per pay minimum up to $15,500 per calendar year
maximum ($20,500 if you are age 50 or over) for 2007
Employer Match Employee Retirement Savings Plan
(must be employed
for 1 year)
- For 403(b) and 401(k) participants
- Diversified Investment Advisors, 1-800-755-5801 or www.divinvest.com
- After 1 year of employment, associates receive $0.25 per $1 up
to a 403(b)/401(k) contribution of 4% of your earnings
- Monthly match
- 3-year vesting
FARMINGTON
- Voluntary whole life, disability, and critical illness insurance
can be purchased through Farmington 1-800-621-0067
- Premium payments are made through payroll deductions
529 Plan
- American Funds at www.americanfunds.com
- UBS Financial (Robert Fabrizio) 461-7012
- Save for children’s college education
- Deductions come right out of your checking or savings account
- Investment grows tax free
Job Transfer/Postings
- Eligible to apply for job openings which are posted internally
to promote from within, whenever possible
Tuition Assistance (40 hours per pay after 6 months)
- HR Contact: Sherry Kunath ext. 5668
- Eligibility is full-time and part-time associates who’s
FTE is at least 40 hours per pay and have completed at least 6 months continuous service
- Annual assistance is based on years of service and field of study
($750 to $2,500)
- Scholarships are also available to existing associates to further
their pursuit of a professional degree in nursing
- Taxable income subject to most recent legislation
Associate Health Services
- 2nd Floor of the NADCO Building ext. 7608
- Treatment and follow up of all injuries occurring at work
- Counseling and testing of associates who sustain a needle stick
or exposure to body fluid
- Update immunization, Annual TB screening, Blood pressure screening,
flu vaccination
Employee Assistance Program
- 4th Floor of the Education Building
- Contact: Judy Shaffer ext. 5721
- Professional counseling for associates and their families
Child Care Services
- Contact: Arlene McMahon, Director at ext. 5806
123 West 25 Street
- Fully staffed and certified on-site child care facility for infants,
toddlers, and pre-schoolers
- Payroll deductions
- Admittance is based on vacancy availability
Sick Child Care Services
- An alternative to staying home with a sick child (6 weeks to 16
years old)
- 6:30a.m. to 5p.m.
- Contact Pediatrics ext. 5861, 1 hour ahead of time
- $1 per hour if your child is enrolled in Saint Vincent Child
Care Center
- $3 per hour if your child is not enrolled at the center
Paid Time Off (PTO) (40 hours per pay, excluding temps)
- HR Contact: Laurie Lyons ext. 5647
- Associates paid over 40 hours per pay immediately begin accruing
hours
- PTO hours are usable after introductory period
- 125% maximum accrual
- Hours can be used for vacation, illness, family illness, personal
business, bereavement and legal holidays
- Temporary associates do not accrue
Extended Sick Bank (ESB)
(70 hours per pay, excluding Temps)
- HR Contact: Sandie Freeman ext. 5645
- Following introductory period, full-time regular status associates
paid over 70 hours per pay will accrue 3.08 hours of sick time each pay
- Maximum accrual is 1,040 hours
- After utilizing 24 hours of PTO, associates can begin to use ESB
hours after they have been approved for an FMLA
- Associates who have accrued 520 hours or more at termination received
credit in their pension benefit for these hours
Special Needs Fund
- HR Contact: Sherry Kunath ext.5668
- Assists regular status associates who are facing serious illness
for themselves or a family member
- Associates can donate hours to co-workers who need time off but
do not have the PTO time available
- Applications and election forms are available in Human Resources
Family Medical Leave Act (FMLA)
- HR Contact: Sandie Freeman ext. 5645
- If you are eligible for FMLA and have a qualifying event, you
are entitled to 12 weeks of unpaid, job-protected leave during a 12-month period
- Eligibility -- One year of service with 1,040 hours in that year
- Qualifying Event
- Birth, adoption or foster care of a child
- Serious health condition for yourself, for your spouse, child
or parent
- The first 24 hours of FMLA are paid with PTO hours and then ESB
hours, if available
Military Leaves
- HR Contact: Sandie Freeman ext. 5645
- Immediate eligibility
- Benefits vary for active deployment versus reserves
- Saint Vincent complies with USERRA (Uniformed Services Employment
and Reemployment Rights Act)
Banking
- Automatic direct deposit of your check
- Payroll deductions for US Savings bonds
- Insured, on-site credit union offering direct deposit, checking,
savings, loans, Christmas club, and on-site MAC machine
Exercise Room and Classes
- Located on 3rd floor of education building
- Contact: Shannon Vance ext. 7843
Dry Cleaning Services
- Located in the Gift Shop
- Tuesday – Friday, drop off/pick up
Discounts
- Multi-discounts are offered for recreational, social and community
activities in the region
- Amusement Park Ticket discounts are available in the Gift Shop
- YMCA discounts are available by showing your Saint Vincent ID
badge
Last modified 6/26/07
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